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FAQs

What is a CDFA?

Most people don't realize how much a divorce settlement affects their financial future until it's too late to change it. As Certified Divorce Financial Analysts (CDFA®), we specialize in helping you see the full picture before you agree to anything. We value complex assets like pensions and businesses, model what each settlement option actually means long-term, and build a financial plan for what comes next. This is all we do, which means nothing gets missed.

Do I need a CDFA® if I already have a financial advisor?

Most financial advisors are skilled at growing and managing wealth, but divorce financial planning is a specialized discipline. It involves tax implications, pension valuations, business interests, deferred compensation, and long-term cash flow modeling that go well beyond typical investment advice. Darci's dual credentials as both a CFP® and CDFA® mean you get both perspectives in one place.

How early in the process should I reach out?

The earlier the better. Many clients come to Darci before they have even filed. Understanding your financial picture before negotiations begin gives you a significant advantage and helps avoid costly mistakes that are difficult to undo once a settlement is signed.

Do you offer virtual sessions?

Yes, I offer virtual meetings for your convenience and comfort.

How long does the process take?

Every divorce is different. The financial analysis itself can often be completed within a few weeks once the necessary documents are gathered. The overall timeline depends on the complexity of your assets and how the legal process unfolds. Darci works efficiently and keeps the process moving on her end.

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A warm, inviting workspace with a notebook, pen, and a cup of tea ready for a conversation
A warm, inviting workspace with a notebook, pen, and a cup of tea ready for a conversation