Frequently asked questions

What is a CDFA®?

A Certified Divorce Financial Analysis (CDFA®) is a financial professional specifically trained to help individuals navigate the financial complexities of divorce.

The credential is issued by the Institute for Divorce Financial Analysts (IDFA) and requires candidates to have an existing background in finance or accounting, complete a specialized training program covering divorce-specific financial topics, pass a comprehensive exam, and meet ongoing continuing education requirements to maintain the designation.

What does a CDFA® do, and how is that different from my attorney?

Your attorney handles the legal aspects of your divorce. A CDFA® handles the financial ones. They analyze what assets you have, what they are truly worth, and what different settlement scenarios will mean for your financial life years from now.

Do I need a CDFA® if I already have a financial advisor?

Most financial advisors are skilled at growing and managing wealth, but divorce financial planning is a specialized discipline. It involves tax implications, pension valuations, business interests, deferred compensation, and long-term cash flow modeling that go well beyond typical investment advice. Darci's dual credentials as both a CFP® and CDFA® mean you get both perspectives in one place.

How early in the process should I reach out?

The earlier the better. Many clients come to Darci before they have even filed. Understanding your financial picture before negotiations begin gives you a significant advantage and helps avoid costly mistakes that are difficult to undo once a settlement is signed.

How long does the process take?

Every divorce is different. The financial analysis itself can often be completed within a few weeks once the necessary documents are gathered. The overall timeline depends on the complexity of your assets and how the legal process unfolds.

How do I get started?

Book a complimentary consultation. It is a no-pressure conversation where you can ask questions, share your situation, and decide whether working together feels like the right fit.